Business Owner Coverage

BUSINESS OWNER COVERAGE

What if…

• – Your valuable papers and patient records were damaged or destroyed?
• – Your accounts receivable files were damaged?
• – There was a fire in your dental office?
• – You needed temporary space until the fire damage was fixed?

Would your current business insurance protect you against financial loss caused by these events?

BUSINESS OWNER POLICIES (BOP)

Our business owner coverage combines protection in major areas of risk and liability in one package and is designed specifically to meet the needs of medical and dental professionals. We also assist with questions pertaining to worker’s compensation.

You will need a business owner policy at the time at which you are purchasing your own practice. This policy provides coverage for your business and operatory equipment, furniture, fixtures, build-out, etc. The policy includes general liability coverage for incidents such as “trip and fall”.

BOP is designed to protect against office hazards and general liability, and is not to be confused with Business Overhead Expense (BOE) insurance, which is a disability income insurance policy designed to cover your fixed business expenses in the event of a total disability. BOE is never part of a BOP policy.

Contact us to obtain an easy application and quote. We will prepare a proposal specifically tailored to your practice based upon the information you provide in the application.

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