Life Insurance


Specialists often combine term life with permanent life to meet coverage needs. Term life provides initial, affordable protection. Permanent life is added later to start a base of lifetime coverage to help with retirement planning, managing estate taxes and final costs.

Life Insurance can be used to:

  • Provide living expenses for a young family
  • Payoff mortgage and other loans
  • Provide for children’s educational needs
  • Collateralize business loans
  • Fund buyout agreements between partners
  • Pay Estate Taxes